If you are looking for some inspiration, you might like these podcasts. Part 1 and 2 from Will Polston, of Make It Happen, in conversation with the awesome DavidHyner.
"Why do you want to say up late to celebrate the old year, it was rubbish", said my daughter. "Because I always do", came my first response. She has a point, 2020 was on the whole pretty rubbish and presented many challenges, in all areas of life. If I read about 2020 in a novel it would seem implausible, you couldn't make up this year's narrative, even though somehow, it already existed, albeit as science fiction.
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Jill Turner Dip PFS aw PETR is a member of the Personal Finance Society and a member of UKSIF the UK Sustainable Investment & Finance Association